Voices from within

Brand new year

I wanted to skip making new year's resolutions this year. Having to realise that I'm not getting any younger with the years passing by, I've decided to note down a few of the more realistic ones anyway.

The number one and most important goal is to watch my spending. I will try my best to spend on necessities only and avoid huge amount of luxuries (probably shop for clothes twice a year and go for a vacation once a year or so). What was the push factor? I would have never realised this if not for the amount of liabilities that I own at the moment - clothes and gifts, just to name a few. My latest liability is my chiropractic medical fee which amounted to S$4,700. It hit me like a bombshell the moment I discovered the cost.
When I look at all these, I think to myself, why did my savings stagnate at a point in the past one year? Do I want it to be this way a few years down the road? NO! I want to start saving again and manage my financials wisely. As a matter of fact, I had actually contacted a wealth management consultant via a close friend last month and we should be meeting up soon for a knowledge sharing session :-) First and foremost, I guess I should not indulge myself into the "shopping trap" most Singaporean does (oops!). Well, one improvement that I see is that I have stopped spending on gadgets in the past one year. I used to go about upgrading my laptop every other year. Keep it up!

Secondly, I hope to maintain a healthier lifestyle - a work-life balance lifestyle. I was diagnosed with neck misalignment and my spine was already compressing the nerves at my neck, causing me discomfort on my neck and numbness on my right arm. It is also the reason for my frequent headaches. Hence, I am currently undergoing a 12-month therapy to correct my neck misalignment and I would have to take good care of it so that it doesn't come back (yep! Dr Brett specially mentioned that he does not provide guarantee if I do not take care of myself). Leaving office at 6:00PM every day is a start. At least I do not feel stress/pressure at work now unlike the kind of stress that I had to go through with my previous company. I try to go to bed earlier and consume more water too.

That's about it for 2012 :-)